When you are involved in a hit and run, you’ll most likely feel confused and angry. Nevertheless, there are some steps you can take to ensure the situation is handled accordingly. This article will take you through the appropriate ways of handling a hit and run situation so you can know what to do when such a case arises.
Record Vital Information
If you are hit by another car which proceeds to leave the scene of the accident, what you need to do first is record any information about the fleeing vehicle. This should include details such as the car’s model, make, color, license plate, or any other information you find relevant. Apart from that, you can speak to any other persons who may have witnessed the incident and ask them to provide details where possible. You can also obtain their contact information because that may come in handy later. If, for instance, your car was hit while it was legally parked, ask around to establish if there are witnesses to the incident. In both of these circumstances, your next step should be reporting the accident.
Make a Police Report
After the accident, call the police as soon as possible. If you were the driver of the car that was hit, you should first find out if there is anyone who was injured in the process. It is advisable to take photos of the scene as you wait for the police to arrive as these may be crucial in making your case when seeking compensation.
Hire an Attorney
If you are involved in a hit and run, you need to call a lawyer once you have filed a report with the police. Your attorney will advise you on what is to be expected and help you handle your insurance claim. Also, you should choose an attorney who is ready and willing to walk with you throughout your journey to compensation.
Report to the Insurance Company
In most cases, since the other driver is absent, your own policy could be used to pay the damages resulting from a hit and run accident, but this will depend on the insurance policy you have purchased. These kinds of accidents are the only ones which you will be required to pay a collision deductible, even when you are not the one at fault. The amount paid often varies from one company to the other. The reason for that is there isn’t any other insurer to pay off the damages caused. Since the insurance cover you hold caters to the damage on other vehicles caused by you, it may not be utilized in covering a hit and run incident.
Every hit and run case is unique and, therefore, you need to evaluate your case independently depending on your situation and the law applicable. A hit and run case is overwhelming and frustrating since the party at fault has left the scene and you are left alone to handle the mess. The best approach is to record vital information, report the incident to the police, hire an attorney, and report to your insurance company.